Effective January 1, 2024
| Transaction | Service Charges |
|---|---|
| Accounts | |
| Account Reconciliation / Research | $25.00 per hour min. |
| Account Printout / Statement / Fax / Check Copy | $1.00 per Page |
| Cashier's Check / Money Order | $2.00 each |
| Courtesy Pay | $28.00 per Item |
| Dormant Account* | $5.00 per Month |
| Early Withdrawal from Club Account | $5.00 |
| Escheat & Legal / Government Processing | $75.00 |
| Foreign Item Processing | $10.00 |
| Non-Member Check Cashing | $10.00 per Check |
| Non-Sufficient Funds (NSF)** | $28.00 |
| Paper Statement Processing | $2.00 each |
| Returned Item Unpaid | $15.00 per Item |
| Return Mail / Bad Address | $15.00 per Month |
| Second Chance Checking | $10.00 per Month |
| Service Reinstatement | $30.00 |
| Stop Payment (Personal and Cashiers) | $28.00 |
| Unmatched Items | $10.00 per Item |
| Electronic Services | |
| ACH Origination (One Time) | $10.00 |
| ATM Card | $10.00 |
| ATM Pin-Based Transaction | $1.00 per Transaction After 10 per Month |
| ATM / Debit Replacement | $10.00 |
| Bill Pay Inactivity | $5.00 per Month |
| Card Payment Origination by Phone | $10.00 |
| Expedited ATM / Debit Card | $75.00 |
| International Transaction Fee | 1% of Transaction |
| VISA Gift Card (Reloadable) | $7.50 |
| VISA Gift Card (One Time Use) | $4.00 |
| Wire Transfer (incoming / domestic) | $3.00 |
| Wire Transfer (outgoing / domestic) | $25.00 |
| Loans | |
| CARFAX Report | $19.95 |
| Late Title | $30 after 60 days |
| Skip-A-Payment | $30.00 per Skip |
| Mortgage Modification | $500.00 |
| Mortgage Subordination | $200.00 |
*A dormant account fee of $5 will be charged for each month after 12 consecutive months of inactivity. A transaction on your account, or a written notice of acknowledgement is required to avoid this fee.
**An NSF charge is imposed each time an item is presented against insufficient funds. The payee (or the payee's institution) may represent a previously returned item. Each presentment against insufficient funds will result in a separate charge.