Withdrawing cash shouldn’t come with a fee, so we've made it surcharge-free
Access your money when and where you need it with over 30,000 branches nationwide to choose from.
Benefits You’ll Love
- Enjoy surcharge-free withdrawals
- Conveniently search for ATMs nearby
- Use the BFCU Mobile App to locate ATMs within seconds
- Easily obtain address and location information
- Download the Best Financial Mobile App to find surcharge-free ATMs
- See Best Financial branch locations for ATMs with instant cash available deposits
- ATMs virtually anywhere in the US, via the CO-OP Network®
- Make surcharge-free withdrawals at over 30,000 locations nationwide
- Conduct balance inquiries and transfer funds to and from your accounts
- Easily search for a location nearest to you:
- Using the Best Financial Mobile App, download via the Google Play® & Apple® App Store
- Online – By address, city and state, or ZIP Code
- Text – Send a ZIP Code to 91989 to find the closest locations
- Call – 1-888-SITE-CO-OP for locations (1-888-748-3266)
- Locations available at several popular retail outlets, including:
- Circle K
- Publix
- Costco
- Dunkin Donuts
- 7-Eleven®
- And many more!
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit (CDs)
Term | Minimum Opening Deposit | Rate | APY | Early Withdrawal Penalty |
---|---|---|---|---|
6 Month | $500 | 3.21% | 3.25% | 90 days interest |
12 Month | $500 | 3.94% | 4.00% | 90 days interest |
12 Month Super Kids | $100 min $2,500 max | 4.91% | 5.00% | 90 days interest |
24 Month | $500 | 2.72% | 2.75% | 180 days interest |
36 Month | $500 | 2.82% | 2.85% | 180 days interest |
48 Month | $500 | 3.94% | 4.00% | 180 days interest |
60 Months | $500 | 3.21% | 3.25% | 180 days interest |
Penalty for early withdrawal.
Easy Access Money Market
Balance | Minimum Opening Deposit | Rate | APY |
---|---|---|---|
$1,150 - $2,499 | $2,500 | 0.15% | 0.15% |
$2,500 - $7,499.99 | $2,500 | 1.19% | 1.20% |
$7,500.00 - $24,999.99 | $2,500 | 1.19% | 1.20% |
$25,000.00 - $49,999.99 | $2,500 | 1.39% | 1.40% |
$50,000.00 - $249,999.99 | $2,500 | 1.49% | 1.50% |
$250,000 or more | $2,500 | 1.59% | 1.60% |
IRA Certificates
Term | Minimum Opening Deposit | Rate | APY | Early Withdrawal Penalty |
---|---|---|---|---|
6 Month | $500 | 3.21% | 3.25% | 90 days interest |
12 Month | $500 | 3.94% | 4.00% | 90 days interest |
24 Month | $500 | 2.72% | 2.75% | 180 days interest |
36 Month | $500 | 2.82% | 2.85% | 180 days interest |
48 Month | $500 | 3.94% | 4.00% | 180 days interest |
60 Month | $500 | 3.21% | 3.25% | 180 days interest |
Penalty for early withdrawal.
Kasasa Cash*
Balance | Minimum to Open | Rate | APY |
---|---|---|---|
0 to $10,000 | $50 | 4.89% | 5.00% |
$10,000+ | $50 | 0.25% | 5.00% to 0.68% |
All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 Direct Deposit or ACH credit
- At least 15 debit card purchases
- Be enrolled in and agree to receive eStatements
That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free, and you'll still earn our base rate. Plus, you can get right back to earning your full rewards the very next cycle that you qualify.
Kasasa Saver*
Balance | Minimum to Open | Rate | APY |
---|---|---|---|
0 to $50,000 | $5 | 1.74% | 1.75% |
$50,000+ | $5 | 0.25% | 1.75% to 0.75% |
All balances if qualifications not met | $5 | 0.05% | 0.05% |
Qualifications to Earn Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 Direct Deposit or ACH credit
- At least 15 debit card purchases
- Be enrolled in and agree to receive eStatements
That's really it. But if you don't meet your qualifications one cycle, your account is still free — and you’ll still earn our base dividend rate on your Kasasa Saver balance. Then you can get back to earning your full rewards the very next month.
Loans
Loan Type | APR Starting At |
---|---|
Home Equity Line of Credit (Variable) | Call for Current Rates |
Home Equity Loan (Fixed) | Call for Current Rates |
Auto Loan (New & Used) | 4.99% |
Motorcycle | 4.99% |
Boats/RVs | 5.74% |
Credit Card | 9.99% |
Home Mortgage | Call for Current Rates |
Personal Loan | 7.99% |
Savings Accounts
Account Type | Minimum Balance to Earn Interest | Rate | APY |
---|---|---|---|
Regular Savings | $100 | 0.15% | 0.15% |
Associations | $100 | 0.15% | 0.15% |
Member Choice | $100 | 0.15% | 0.15% |
Youth Accounts | $100 | 0.15% | 0.15% |
IRA Savings | $100 | 0.60% | 0.60% |
Christmas Club | $100 | 0.25% | 0.25% |
Any Reason for All Seasons | $100 | 0.25% | 0.25% |