Life is unpredictable. You may worry about unexpected, real-life events that could leave you scrambling to pay your monthly bills. Member Debt Protection can help relieve financial pressure in the event of death, disability and/or involuntary unemployment.

With Member Debt Protection, your loan balance will be canceled, or your monthly loan payments suspended without penalty or added interest. You benefit from the peace of mind knowing you and your credit rating are protected.


Member Debt Protection is available for closed-end consumer loans if the loan has a term of 120 months or less; open-end consumer credit plans and unsecured lines of credit; credit cards.


There are eligibility requirements, conditions, and exclusions that apply to this program. Please contact us for additional details about our Member Debt Protection program.


Death — Give your family time to get back on their feet financially.

Disability — Help avoid bills piling up as you try to regain your health and earning capacity. Use this benefit as a supplement to any disability coverage you may have at work (which usually only covers 60 percent of pay).

Involuntary Unemployment — Ensure that one of your major monthly expenses will be taken care of as you search for new employment.


When you apply for Member Debt Protection, you have 30 days to review your plan. If you are not satisfied with the program, or if your situation changes, you can cancel it at any time. Any fees paid will be refunded if you cancel within the first 30 days.


We've designed our Member Debt Protection program to fit the times we live in today. More than ever, we all worry about things that might happen tomorrow. Member Debt Protection provides an important sense of financial security knowing your loan will not become a burden to you in times of hardship. Please consult with one of our representatives to discuss our Member Debt Protection program in more detail.

Download the Debt Protection Brochure