The BEST way to shop, is to be rewarded for purchases
Earn 5.00% cash back for every debit card swipe, minus the restrictions and monthly fees.
Benefits You’ll Love
- Earn on up to $200 in purchases monthly
- No category restrictions
- No monthly service fees
- Free online and mobile banking services
- Free checking that pays you back
- 5.00% cash back on debit card purchases^
- No category restrictions on purchases
- Cash back earned on up to $200 in purchases monthly
- Earn up to $120 cash back per year, $10 per month
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)^
- Link to free Kasasa Saver® to build savings automatically
- No monthly maintenance fee
- No minimum balance to earn rewards
- Wide range of digital banking services:
- Free online banking & bill pay1
- Fee mobile banking
- Free eStatements
- First debit card free2
- $50 minimum deposit to open
This Way to Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:
- At least 1 Direct Deposit or ACH credit
- At least 15 debit card purchases
- Be enrolled in and agree to receive eStatements
You’ve got this in the bag. But just in case you don't meet your qualifications one cycle, your account is still free — and you can get back to earning your cash rewards the very next month. If you fail to qualify for six consecutive months, you will be converted back to a Regular Checking.
^APY = Annual Percentage Yield. APYs accurate as of 05/01/2018. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, credit card purchases, debit and credit card purchases processed by merchants and received by our credit union as ATM transactions, and purchases made with debit or credit card(s) not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 5% cash back on (up to a total of $200.00) debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash back may be earned per Monthly Qualification Cycle. Kasasa Saver: (Linked to a Kasasa Cash Back account): Balances up to $10,000 in your Kasasa Saver account receive an APY* of 0.5%, and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 0.5% to 0.27% APY* depending on the account’s balance. Cash back payments will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Fees may reduce earnings. When Kasasa Cash Back qualifications are not met, no cash back payments are made, and ATM fees are not reimbursed; if you have an added on Kasasa Cash Back Saver it will only earn 0.05% APY*. Rates and rewards are variable and may change after account is opened. ATM Fee Refunds: You will receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM fee reimbursements will be credited to the account on the last day of statement cycle. ATM receipt must be presented within sixty (60) calendar days of transaction for individual ATM fees of $4.99 or higher in order to be considered for reimbursement. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 initial deposit is required to open the account. Monthly Direct Deposit/ACH credit/debit, enrollment in online banking, receipt of electronic statements are condition(s) of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
1Bill pay is free only if it is used at least once per month — otherwise, a $5 monthly fee applies.
2First debit card is free. A charge of $10 applies for each additional debit card.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly dividends earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit (CDs)
Term | Minimum Opening Deposit | Rate | APY | Early Withdrawal Penalty |
---|---|---|---|---|
6 Month | $500 | 3.21% | 3.25% | 90 days interest |
12 Month | $500 | 3.94% | 4.00% | 90 days interest |
12 Month Super Kids | $100 min $2,500 max | 4.91% | 5.00% | 90 days interest |
24 Month | $500 | 2.72% | 2.75% | 180 days interest |
36 Month | $500 | 2.82% | 2.85% | 180 days interest |
48 Month | $500 | 3.94% | 4.00% | 180 days interest |
60 Months | $500 | 3.21% | 3.25% | 180 days interest |
Penalty for early withdrawal.
Easy Access Money Market
Balance | Minimum Opening Deposit | Rate | APY |
---|---|---|---|
$1,150 - $2,499 | $2,500 | 0.15% | 0.15% |
$2,500 - $7,499.99 | $2,500 | 1.19% | 1.20% |
$7,500.00 - $24,999.99 | $2,500 | 1.19% | 1.20% |
$25,000.00 - $49,999.99 | $2,500 | 1.39% | 1.40% |
$50,000.00 - $249,999.99 | $2,500 | 1.49% | 1.50% |
$250,000 or more | $2,500 | 1.59% | 1.60% |
IRA Certificates
Term | Minimum Opening Deposit | Rate | APY | Early Withdrawal Penalty |
---|---|---|---|---|
6 Month | $500 | 3.21% | 3.25% | 90 days interest |
12 Month | $500 | 3.94% | 4.00% | 90 days interest |
24 Month | $500 | 2.72% | 2.75% | 180 days interest |
36 Month | $500 | 2.82% | 2.85% | 180 days interest |
48 Month | $500 | 3.94% | 4.00% | 180 days interest |
60 Month | $500 | 3.21% | 3.25% | 180 days interest |
Penalty for early withdrawal.
Kasasa Cash*
Balance | Minimum to Open | Rate | APY |
---|---|---|---|
0 to $10,000 | $50 | 4.89% | 5.00% |
$10,000+ | $50 | 0.25% | 5.00% to 0.68% |
All balances if qualifications not met | $50 | 0.05% | 0.05% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 Direct Deposit or ACH credit
- At least 15 debit card purchases
- Be enrolled in and agree to receive eStatements
That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free, and you'll still earn our base rate. Plus, you can get right back to earning your full rewards the very next cycle that you qualify.
Kasasa Saver*
Balance | Minimum to Open | Rate | APY |
---|---|---|---|
0 to $50,000 | $5 | 1.74% | 1.75% |
$50,000+ | $5 | 0.25% | 1.75% to 0.75% |
All balances if qualifications not met | $5 | 0.05% | 0.05% |
Qualifications to Earn Rewards
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 Direct Deposit or ACH credit
- At least 15 debit card purchases
- Be enrolled in and agree to receive eStatements
That's really it. But if you don't meet your qualifications one cycle, your account is still free — and you’ll still earn our base dividend rate on your Kasasa Saver balance. Then you can get back to earning your full rewards the very next month.
Loans
Loan Type | APR Starting At |
---|---|
Home Equity Line of Credit (Variable) | Call for Current Rates |
Home Equity Loan (Fixed) | Call for Current Rates |
Auto Loan (New & Used) | 4.99% |
Motorcycle | 4.99% |
Boats/RVs | 5.74% |
Credit Card | 9.99% |
Home Mortgage | Call for Current Rates |
Personal Loan | 7.99% |
Savings Accounts
Account Type | Minimum Balance to Earn Interest | Rate | APY |
---|---|---|---|
Regular Savings | $100 | 0.15% | 0.15% |
Associations | $100 | 0.15% | 0.15% |
Member Choice | $100 | 0.15% | 0.15% |
Youth Accounts | $100 | 0.15% | 0.15% |
IRA Savings | $100 | 0.60% | 0.60% |
Christmas Club | $100 | 0.25% | 0.25% |
Any Reason for All Seasons | $100 | 0.25% | 0.25% |