Compare Our Accounts

Bright Cash:

^*APY = Annual Percentage Yield. APYs accurate as of 11/01/2026. Enrollment in electronic services (ex: online banking, eStatements) are required to meet some of the accounts’ qualifications. Account transactions & activities may take one (1) or more days to post and settle to the account & all must do so during the Monthly Qualification Cycle to qualify for the account’s rewards. The “Monthly Qualification Cycle” follows the calendar month. Balances up to $10,000 receive an APY of 5.00%, and balances over $10,000 receive an APY of 0.25% on the portion of the balance over $10,000, resulting in 5.00% to 0.68% APY depending on the balance. You will also receive reimbursements of up to $20 for nationwide ATM fees incurred during the month in which you qualified. When qualifications are not met, all balances earn 0.05% APY. Interest will be credited to your Bright Cash account on the first day of the following month. Fees may reduce earnings. Rates & rewards are variable and may change after account is opened. If the account is closed, you will forfeit any rewards that have not been credited to your account. Account approval, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  Limit one (1) account per social security number. There are no recurring monthly maintenance charges. Ask for full details.

1Bill pay is free only if it is used at least once per month — otherwise, a $5 monthly service charge applies.

2First debit card is free. A service charge of $10 applies for each additional debit card.

Bright Cash Back:

^Valid beginning 11/01/2026. Enrollment in electronic services (ex: online banking, eStatements) are required to meet some of the accounts’ qualifications. Account transactions & activities may take one (1) or more days to post & settle to the account & all must do so during the Monthly Qualification Cycle to qualify for the account’s rewards. The “Monthly Qualification Cycle” follows the calendar month. When Bright Cash Back qualifications are met, you will receive 5% cash back on (up to a total of $200.00) debit card purchases and ATM reimbursements of up to $20 that post and settle during that month. A maximum of $10 cash back may be earned per month. Cash back payments will be credited to your Bright Cash Back Checking account on the first day of the following month. When Bright Cash Back qualifications are not met, no cash back is earned, and ATM fees are not reimbursed. Fees may reduce earnings. Rates & rewards are variable and may change after account is opened. If the account is closed, you will forfeit any rewards that have not been credited to your account. Account approval, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Limit one (1) account per social security number. There are no recurring monthly maintenance charges. Ask for full details.

1Bill pay is free only if it is used at least once per month — otherwise, a $5 monthly service charge applies.

2First debit card is free. A service charge of $10 applies for each additional debit card.

Best Financial Regular Checking:

1Bill pay is free only if it is used at least once per month — otherwise, a $5 monthly fee applies.
2First debit card is free. A charge of $10 applies for each additional debit card.