Personal Credit Cards

There’s a lot packed into this piece of plastic. Build credit, make purchases, earn rewards, track expenses...you get the idea.

Key Features

  • Competitive Rates
  • No Annual Fee
  • Earn Rewards1
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  • Contactless cards now available
  • 24-hour fraud protection and 3DS Secure System
  • After hours: report lost or stolen cards / fraud department
  • Competitively low, fixed rate
  • No annual fee
  • StarPoints Plus Rewards point program available1,2
    • Earn one point for every dollar purchased with your Visa Platinum card
    • Points redeemable for a number of brand-name gift cards, merchandise, and travel rewards
    • StarPoints Plus Rewards available through Online Banking (check it out through our demo site here)
    • You can also redeem StarPoints Plus Rewards by phone - 1.866.972.3781
  • 25-day grace period (pay your balance in full within 25 days and avoid interest charges on purchases)
  • Cash advances available (available at any financial institution displaying the VISA logo)
  • Transfer the balance on your other high interest cards to BFCU at no fee
  • Easily manage, make payments and transfer funds 24/7 from online banking
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1Available on the VISA Platinum card only

2Points may be revoked at Credit Union's discretion. Not every card is eligible for the program.

No Waits — or Papercuts

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