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Rates

Your home is a great source for financing! Use your equity to fund your next improvement or adventure!

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
  • Competitive, variable rates for a wide range of ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements/renovations
    • Loan consolidation
    • Medical expenses
    • Emergency reserve
    • And more
  • The equity in your home is used as collateral to secure financing
  • Borrow up to 80% of the equity in your home
  • The interest paid might be tax deductible*
  • Funds available as needs arise; no need to reapply for separate installments
  • Checks or in-person withdrawals available for anytime access to credit line
  • Revolving credit – as principal is repaid, more becomes available for use
  • Accommodating, budget-friendly repayment terms
  • Easy and convenient forms of payment: payroll deduction or automatic payment from a Best Financial Credit Union account
  • Local West Michigan decision-making and processing
  • Friendly, customized service from start to finish

Send Us Your Paperwork

Upload application documents online.

*Consult a tax advisor.

  • Competitive, fixed rates for a wide range of short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home repair/remodel projects
    • And more
  • The equity in your home is used as collateral to secure financing
  • Borrow up to 80% of the equity in your home
  • The interest paid might be tax deductible*
  • Accommodating, budget-friendly repayment terms (terms up to 15 years)
  • Easy and convenient forms of payment: payroll deduction, coupons, or automatic payment from a Best Financial Credit Union account
  • Low closing costs – closing cost discounts may apply
  • No prepayment penalty
  • Local West Michigan decision-making and processing
  • Friendly, customized service from start to finish

Send Us Your Paperwork

Upload application documents online.

*Consult a tax advisor.