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Rates

How can a piece of plastic give you so much buying power? Easy — when it’s a Visa® from Best Financial.

Key Features

  • Competitive Rates
  • Free Balance Transfers
  • Rewards Cards
  • Competitively low, fixed rate
  • No annual fee
  • StarPoints Plus Rewards point program available*
    • Earn one point for every dollar purchased with your VISA Platinum card
    • Points redeemable for a number of brand-name gift cards, merchandise, and travel rewards
    • StarPoints Plus Rewards website is now available through Online Banking or by clicking here (it will prompt you to login to Online Banking if you use this link)
    • If you prefer to reach StarPoints Plus Rewards by phone - please call 1.866.972.3781
  • 25-day grace period (pay your balance in full within 25 days and avoid interest charges on purchases)
  • Cash advances available (cash is available at any financial institution displaying the VISA logo as long as qualifying limits are available)
  • Balance transfer high-interest debt to your BFCU VISA at no fee
  • Set up automatic transfers from your account online or at any branch
  • Easily manage and make payments 24/7 from your online banking portal
  • Gain peace of mind via 24-hour fraud protection and the new 3DS Secure System
  • After hours: report lost or stolen cards / fraud department

*Available on the VISA Platinum card only

*Points may be revoked at credit union's discretion. Not every card is eligible for the program.