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Why lease when you can own? This smart loan makes it easy to finance the car you want now and sell it later.

Key Features

  • Competitive Rates
  • Free Pre-Approval
  • Local Processing
  • Payments typically 30 to 40% lower than conventional financing*
  • Lease-like low payments
  • Option to keep, sell, trade, or refinance the vehicle at loan maturity or at any time during the loan term
  • May return the vehicle and walk away with no hassle at loan maturity
  • Loans for new and used vehicles, as well as refinancing. Valid on 5 model years old or newer.
  • 24 to 72-month loan terms available
  • No money down and no hidden costs
  • Unlike leasing, you own the car
  • No early payoff penalty
  • 12,000, 15,000 or 18,000 mileage options available**
  • Ancillary loan products available: Warranty, Debt Can, and GAP
  • Affordable insurance available through County Teachers Insurance Agency

FlexSense Loan

See how much you can save on your next car purchase with the FlexSense Loan!

*All loans are subject to credit approval. Valid toward vehicles that are 5 years old or newer. Subject to mileage restrictions. This is a residual value lending program available through our partnership with Auto Financial Group (AFG). Various terms and rates are available. Vehicles not eligible on the program include those considered "Grey Market," "Lemon Law," or salvaged vehicles. Skip a pay or loan extensions are not allowed on the FlexSense program. Please contact a loan officer for full details of the FlexSense Loan.

**Mileage options only come in to play if you are surrendering the vehicle and walking away at loan maturity.