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Rates Calculator

Two wheels or all four — we’re not judging. We just want you to enjoy the ride in style.

Key Features

  • Competitive Rates
  • Free Pre-Approval
  • Local Processing
  • Competitively low rates on new or used vehicles
  • Rates starting as low as 2.49% APR*
  • Accommodating, budget-friendly repayment terms (up to 84 months)
  • Pre-approval available for bargaining with confidence at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Easily set up direct deposit or automatic payment from a Best Financial Credit Union account
  • Local West Michigan decision-making and processing
  • Friendly, customized service from start to finish

Send Us Your Paperwork

Upload application documents online.

*APR = Annual Percentage Rate. Annual percentage rate is subject to change. Your APR will vary based on your final loan amount and finance charges.

Debt Protection

Life is unpredictable. You may worry about unexpected, real-life events that could leave you scrambling to pay your monthly bills. Member Debt Protection can help relieve financial pressure in the event of death, disability and/or involuntary unemployment.

With Member Debt Protection, your loan balance will be canceled, or your monthly loan payments suspended without penalty or added interest. You benefit from the peace of mind knowing you and your credit rating are protected. 

Learn more about our Debt Protection.

GAP Protection

The GAP Advantage is an optional benefit that gives you further peace of mind. If the vehicle you are now purchasing ever becomes "totaled," or is stolen and not recovered, GAP Advantage provides you with an additional $1,000 towards the purchase of a replacement vehicle if financed with BFCU. Not only will you receive the difference between the value of your vehicle and its unpaid loan balance. You also get a head start on financing or leasing a new or used replacement vehicle when you finance through Best Financial Credit Union.

GAP now also has an enhanced feature knows as Auto Deductible Reimbursement. You can get reimbursed up to $500 if you have to pay your insurance deductible for an accident or total loss.

Learn more about our GAP Protection.

Route 66 Extended Warranty

Even the most reliable vehicle can develop a mechanical problem. The Route 66 Extended Warranty has a complete line of coverage designed to keep your vehicle on the road. No deductibles, no problems.

Learn more about our Route 66 Coverage.