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“A wise man and his money are soon reunited.” Not quite how it goes, but they probably didn’t have Kasasa Cash Back.

Key Features

  • Cash Back
  •  Refunds on ATM Withdrawal Fees*
  • No Monthly Service Fees

Are you currently a member of Best Financial Credit Union?

  • Free checking that pays you back
  • 5.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $200 in purchases monthly
    • Earn up to $120 cash back per year, $10 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No monthly service fees
  • No minimum balance to earn rewards
  • Wide range of digital banking services:
    • Free online banking & bill pay1
    • Fee mobile banking
    • Free eStatements
  • Free debit card2
  • $50 minimum deposit to open

This Way to Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment, or ACH credit transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

You’ve got this in the bag. But just in case you meet your qualifications one cycle, your account is still free — and you can get back to earning your cash rewards the very next month. If you fail to qualify for three consecutive months, you will be converted back to a Regular Checking.

1Bill pay is free only if it is used at least once per month — otherwise, a $5 monthly fee applies.

2First debit card is free. A charge of $10 applies for each additional debit card.

*APY = Annual Percentage Yield. APYs accurate as of 05/01/2018. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, credit card purchases, debit and credit card purchases processed by merchants and received by our credit union as ATM transactions, and purchases made with debit or credit card(s) not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 5% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash back may be earned per Monthly Qualification Cycle. Kasasa Saver: (Linked to a Kasasa Cash Back account): Balances up to $10,000 in your Kasasa Saver account receive an APY* of 0.5%, and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 0.5% to 0.27% APY* depending on the account’s balance. Cash back payments will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Fees may reduce earnings. When Kasasa Cash Back qualifications are not met, no cash back payments are made, and ATM fees are not reimbursed; if you have an added on Kasasa Cash Back Saver it will only earn 0.05% APY*. Rates and rewards are variable and may change after account is opened. ATM Fee Refunds: You will receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM fee reimbursements will be credited to the account on the last day of statement cycle. ATM receipt must be presented within sixty (60) calendar days of transaction for individual ATM fees of $4.99 or higher in order to be considered for reimbursement. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 initial deposit is required to open the account. Monthly Direct Deposit/ACH credit/debit, enrollment in online banking, receipt of electronic statements are condition(s) of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.